Do you have dog health insurance?

I know that dog health insurance has become a hot topic lately among those in the "dog world". What I am wondering is if this is something that the typical pet owner thinks of? I personally think that dog health insurance can be a great way to be prepared for your dogs golden years. We all know that dog health care costs tend to increase as the dog ages. If you can pay a small monthly premium and have the major expenses covered, I think that it is a great idea!